The product
A personal virtual vault for every customer.
Capabilities
What the vault does.
One-time QR checkout
Customers pay with a single-use QR code. Card details are never handed to the merchant, so there is nothing to steal or reuse.
Time-bound data sharing
When a partner needs customer data, access is granted for a set period only. When it ends, deletion is enforced automatically.
Multi-factor vault access
Opening the vault requires four independent checks that an AI-generated fake cannot pass together.
Full audit trail
Every access, share and deletion is recorded on a tamper-proof ledger for compliance and dispute resolution.
Lifecycle
From request to deletion.
Identity check
The customer is verified with a one-time QR authorization.
Access control
A scoped, time-bound permission is issued.
Data sharing
The partner receives only what's needed, only for the window.
Deletion
Data is purged automatically and the purge is logged.
Who it's for
Built for financial institutions.
Card issuers
Reduce card-not-present and account-takeover fraud without adding friction at checkout.
Digital banks
Give customers verifiable control over their data while meeting privacy and compliance obligations.